Retirement Calculator
Modify the values and click Calculate
Assumptions
Income increase rate:3% / year
Income needed after retirement:75% of current
Avg investment return:6% / year
Inflation rate:3% / year
Optional
per month (social security, pension…)
% of income
Your Retirement Outlook
Retirement savings needed:
—
Projected retirement savings:—
Monthly income from savings:—
Social Security / Other income:—
Retirement gap:
—
Years until retirement
—
years
Years in retirement
—
years
Annual income in retirement
—
future dollars
Monthly savings needed
—
to close gap
Retirement Timeline
Age 35
Retire 67
Life exp. 85
Current age: 35
Retirement age: 67
Life expectancy: 85
Savings Progress
Current savings—
Goal progress—
Financial Calculators
Retirement Tips
1
Start Early
Starting 5 years earlier can double your retirement savings through compound interest.
2
Maximize 401(k) Match
Always contribute enough to get your full employer match — it's free money.
3
Diversify Investments
A balanced portfolio across stocks, bonds, and other assets manages risk.
Inflation Impact
$1.81
What $1 today = in 32 yrs at 3% inflation
Today's income:$70,000
Equivalent in 32 yrs:$126,700